The Association of Consumer Vehicle Lessors consists of the nation’s leading vehicle lessors. This web site is meant to give you, the consumer, a general understanding of vehicle leasing while providing objective information on vehicle leasing including comparisons to buying a vehicle.

ACVL Annual Conference

The ACVL Annual Conference is the leading event for major consumer vehicle leasing companies. The 2024 Conference is scheduled to take place October 13-15 at the Renaissance Asheville Hotel, Asheville, NC.

The ACVL Committees analyze the current challenges for tax, operations, legal and residual risk management. Nationally renowned speakers provide information on leasing issues and forecast changes that may impact the business for all involved. We hope you will join the many participants who have previously attended the ACVL Conference to learn the latest innovations in their respective areas of auto leasing and network with colleagues from across the country.

The ACVL Conference is fully funded by the sponsors and there is no cost to the participants of member companies, sponsors, advisors and invited speakers.

Registration of each attendee including speakers is required.


How To Use

In the text, "you" refers to consumers and lessees. "Lessor" is the person who leases you the vehicle. Click "lessor" for more information on this term. The information on this website describing lease disclosures applies only to leases signed on or after January 1, 1998 when revised Regulation M requirements became effective.


Did You Know

In addition to vehicle leasing, ACVL members also offer traditional vehicle retail installment financing. The ACVL has provided leasing information to the Federal Reserve Board (FRB) that has been incorporated into the FRB’s consumer publications and web site materials. Because of the close working relationship between the FRB and the ACVL, there are many similarities between the leasing information found on each group’s web site.

Mission Statement

The Association of Consumer Vehicle Lessors is the trade association of major retail automobile lessors who share the belief that high ethical standards of conduct and vigorous competition are the best ways to foster the growth of and public confidence in consumer vehicle leasing.
The Association’s mission is to promote retail automobile leasing; eliminate unfair and deceptive trade practices; increase the effectiveness of members as competitors; and enhance the public understanding of and satisfaction with automobile leasing.
• To increase public awareness, acceptance and understanding of vehicle leasing.
• To promote a high standard of ethical industry conduct that is beneficial to consumers.
• To provide a forum for presentations by experts of topics and issues of interest to the vehicle leasing industry.
• To analyze and discuss laws and regulations which affect the retail vehicle leasing industry.
• To serve as an information network to collect, analyze and disseminate retail vehicle leasing information to its members and the public.
Public Review
The ACVL 990 is available upon request.

Important Information

The information does not replace the specific terms and requirements of your lease agreement. Your lease agreement is a binding legal document and may differ in some significant way from the information contained in this site. The glossary definitions are not legal definitions. While we have tried to make this information accurate and current, legal requirements and leasing practices are constantly changing. This website’s goal is to reference applicable federal law and industry best practices. However, you may experience variations based on state/local law and/or dealer practice.

The ACVL has not endorsed any site that may choose to link to this site. If you have reached this ACVL site through another site, please be aware that ACVL has not investigated and does not express any opinion about the business practices or information disseminated by other web sites. ACVL reserves the right to control the content and distribution of all materials developed by the ACVL or its designated providers, and may at its sole discretion deny any company, publication, web site or other entity the right to use, edit, link to, or otherwise make use of these materials.

Download Lease Documents

Leasing Vs Buying
Frequently Asked Questions
Lease Ad Terms
Leasing Vs Buying Quiz